END TWENTYTWELVE WITH THESE 12 You’ve heard of the 12-days of Christmas, a song that gets sung on almost every Christmas album ever released. Whilst this traditional carol reminds us of twelve ordered ways to deal with Christmas, we’ve got 12 steps to help you significantly reduce your financial stresses! Don’t do them all at […]
Author Archives: Admin
RAISING KIDS WHO ARE MONEY-WISE
Most of us have kids in our lives – whether they are our own, our nieces and nephews, friends’ kids or the neighbours – and we are teaching them about money all the time. Every time you make a financial decision or talk about money in front of a child, you are teaching them something. […]
FIVE FRESH TIPS TO SAVING
5 EVERYDAY SAVING TIPS From washing your hands to dusting behind the dryer – here are some novel and easy saving tips. There are so many simple and small things in life that we miss or forget and cost us money in the long run… like the R45/m subscription to a magazine that you don’t […]
HEALTHY EATING IS HEALTH LIVING
Did you know that most weight loss occurs through improving your diet? If you’ve ever been on a diet, or heard your friends speaking about their diets, you will know that Calories are a fairly important part of our diets. Food contains all sorts of nutrients, not just Calories, so it’s good to choose foods […]
KEEP THE ROOF OVER THEIR HEADS
Keep the roof over your loved ones’ heads – no matter what. Buying your own home is filled with amazing feelings, and often a lot of stress! From all the forms to fill out and hoops to jump through, once you finally have your homeloan approved you still need to arrange the move – which […]
CUT BACK SALT AND CUT YOUR PREMIUMS!
If you’ve read up on salt facts, you’ll know that too much salt can cause raised blood pressure, which increases the risk of heart disease and stroke. When you are applying for any type of risk cover, your general health plays a large part in the algorithms that are used to asses your risk… and […]
END OF THE MONTH SAVING TIPS
5 EVERYDAY SAVING TIPS It’s amazing how fast the time flies past… it’s often even more amazing how fast money leaves our bank account after it’s been deposited! The prices of basic necessities and transport have risen considerably and it’s no wonder we’re often left feeling that we need to keep pulling our purse strings […]
REVIEWING YOUR POLICY (2)
A WISE CHOICE NOW PAYS OFF LATER In my previous article I looked at the old-school approach to risk assurance policies and highlighted some areas of concern that the latest policies are trying to avoid. The reason for this is because most life cover premiums are higher than necessary because you are sold an indiscriminate […]
REVIEWING YOUR POLICY (1)
ARE YOU PAYING TOO MUCH? You could save as much as 30% of the premiums you pay on risk life assurance – against early death, for example – by, in effect, changing your policy from one paying out a single large lump sum and priced for the maximum term, such as “whole of life”, to […]
Diversify Your Investments
So Equities (buying shares in listed companies) is the top-earner among the asset classes? Does that mean you should plonk all your funds into equities? No. Not at all. “Don’t put all your eggs in one basket,” as the saying goes. Each asset class carries some risk and some benefit. The ideal […]
