How can you plan for the unexpected… and, if you’re expecting it, then how can it be unexpected? Well, those are good questions! Planning and arranging your spending plan to include the ‘unexpected’ is a wise approach to take. When we talk about unexpected costs we generally mean services or commodities that are over-and-above what […]
Author Archives: Admin
DON’T THROW YOUR MONEY AWAY
The number of people who are currently saving is declining, research shows. Last year MasterCard conducted a survey to discern consumer purchasing priorities and the research revealed that saving is a forgone priority in an increasing amount of household budgets. The biggest barrier-to-entry in any budget for savings is the belief that there is no […]
BUY OR RENT?
In an article published on Fin24 earlier this year, it was said that homes are expected to become less affordable this year (2014). John Loos, household and property sector strategist at FNB Home Loans, said the following: “After six years of improving residential property affordability, 2014 could be a year in which this improving affordability […]
FRESH SAVING TIPS!
Economists are not positive about the growth of investments this year as they foresee a tighter budgetary approach from investors who are feeling the pinch of rising costs. This means that all of us should be doing whatever we can to engage with our monthly spending plans and pull back on unnecessary costs. With that […]
MIND THE GAP
Gap cover is here to stay and more important than ever! I’ve just received a doctor’s account 10 times what the medical aid is prepared to pay! Over the past few years we’re seeing an increasing number of significant GAP Cover claims which is re-enforcing the importance of having this type of cover. Not sure […]
HOW ARE THE MARKETS LOOKING?
Fluctuations in the markets are one of their defining characteristics. Various factors contribute to the vicissitudes of investor behaviour, both locally and globally, and many of these are psychological factors that are strongly influenced by perceptions – and an interest rate hike will surely shake the boat. It’s always good to know how your investment […]
FUEL PRICE ADVICE
What goes up must come down… except for the fuel price! A little over a week into the new month and all drivers are already feeling the weight of the escalating petrol and diesel prices. Reaching record heights last week, petrol pumps are now set at over R14 per litre (R13.95 at the coast), and […]
#BUDGET2014 – THE SKINNY
Last week Pravin Gordhan, Finance Minister to President Jacob Zuma, delivered his final budget speech for the current administration. Financial gurus, economists, financial planners and all those money-astute, sat rapt and listened with educated ears to the updated blueprints for South Africa’s future. This blog is not written with them in mind, but rather for […]
PAY SARS LESS. PAY YOURSELF MORE.
With only a few days left in the tax year, you have just enough time to make a prudent financial decision that may save you a few thousand rand on your next tax return, and earn you considerably more than that at retirement! It’s common practice amongst those astute in minimising their tax deficits and […]
KIDNEYS AND RISK COVER
If you were to take a quick poll from your peers of what they fear the most, you’re most likely to receive answers like snakes, flying, thunderstorms (non-Highveld-people…), needles, the dark and, if they’re really honest, the dentist! For the most part these fears originate around our mortality and anything that threatens our health. Which […]
