The No-Complaints Diet: Awareness and Acceptance

In a world filled with challenges and imperfections, it’s easy to fall into the trap of complaining. We complain about our jobs, our relationships, our finances, and countless other aspects of our lives. While it’s natural to express dissatisfaction, the habit of complaining can have a profound negative impact on our well-being and success. That’s […]

Maximising your money with tax optimisation

Paying taxes is an inevitable part of life, but that doesn’t mean we can’t be smart about it. By understanding our country’s tax system and employing savvy optimisation strategies, we can keep more of your hard-earned money in your pocket. As the famous quote goes, “The only difference between death and taxes is that death […]

The power of goal-setting

When it comes to financial planning, setting clear and well-defined goals is a crucial first step. Without a destination in mind, it’s easy to get lost or sidetracked on the path to financial success. That’s where the power of goal-setting comes in. One popular framework for setting effective goals is the SMART criteria. SMART is […]

The power of Conceive, Believe, Achieve

“Whether you think you can, or you think you can’t—you’re right.” This famous quote by Henry Ford encapsulates the incredible power our minds have in shaping our reality (financial or otherwise!). The path to financial success is not just about numbers and strategies; it’s also about harnessing the power of your mind. By embracing the […]

Tackling financial challenges as a team

In the shared journey of financial management within a relationship, it’s essential to identify the actual challenge: the financial situation, not your partner. Disagreements over money shouldn’t strain the relationship; rather, they should be seen as chances to strengthen bonds through understanding and teamwork. To tackle financial challenges as a team, it’s important to communicate […]

Sometimes, the best action is inaction

Many investors are drawn to the fast-paced world of buying low and selling high, chasing the thrill of timing the market for quick profits. Yet, there exists a timeless strategy far removed from the frenetic quest for immediate gains: embracing the power of staying invested over the long term. This approach, preferring ‘time in the […]

Smashing the invisible barriers

When we contemplate our financial goals, the journey often seems straightforward until we encounter invisible barriers that keep us from reaching our full potential. These barriers are rarely about the tangibility of money or the complexity of financial markets; more often, they are the intangible hurdles of our own limiting beliefs. The story of Roger […]

The Solomon Paradox

Imagine possessing wisdom so profound that it becomes legendary, guiding nations and solving the most intricate disputes, yet finding oneself ensnared in personal quandaries with no clear path forward. This is the story of Biblical King Solomon, a figure whose life embodied what we know today as the Solomon Paradox—the intriguing disparity between offering wisdom […]

Coaching and financial planning

Financial well-being is not just about accumulating wealth; it’s about how we approach our finances, understanding our behaviours, and align our actions with our deepest values. This nuanced journey benefits immensely from a coaching mindset that integrates the principles of positive psychology, turning the daunting into the doable, and transforming challenges into opportunities for growth […]

Two lessons for investors

In the journey of personal finance, where the currents of market trends and economic forecasts constantly shift beneath our feet, two principles stand as beacons to guide us through. These aren’t just strategies but rather philosophies that are time-tested and time-honoured. Principle #1: Steering Beyond Economic Forecasts Trying to forecast what’s going to happen in […]