HOME BUSINESS INSURANCE, DO I NEED IT?

So you have started a new business from home, it’s still small beginnings and you wonder to yourself: “What risks are involved that I would need business insurance if I am working from home and have no premises to worry about?”. Whilst your revenue may be small, the answer to the question of whether your […]

5 WAYS TO MAKE YOUR FINANCIAL GOALS ACHIEVABLE

As 2014 has rolled over into 2015 people have invariably affirmed some New Year’s resolutions, but did you know that around one out of four people abandon their resolutions after one week! Seven days is all it takes to swerve off course. This isn’t because they have changed their minds about what they want, it’s […]

RECOVERY MONEY

Unless you’ve already had a debilitating illness, the last thing you think about is your health failing you for anything longer than your hospital stay. As a result, we tend to only include a hospital plan, and perhaps some GAP cover in our financial planning. But what happens if the accident means that you can’t […]

DON’T THROW YOUR MONEY AWAY

The number of people who are currently saving is declining, research shows. Last year MasterCard conducted a survey to discern consumer purchasing priorities and the research revealed that saving is a forgone priority in an increasing amount of household budgets. The biggest barrier-to-entry in any budget for savings is the belief that there is no […]

BUY OR RENT?

In an article published on Fin24 earlier this year, it was said that homes are expected to become less affordable this year (2014). John Loos, household and property sector strategist at FNB Home Loans, said the following: “After six years of improving residential property affordability, 2014 could be a year in which this improving affordability […]

WHY DO YOU NEED A FINANCIAL PLANNER?

This question crosses the minds of most people, just moments before they meet up for coffee with their financial adviser – and it’s a good question! This question can be answered in so many ways… so let’s answer it with a few questions: Would you service your own car? Would you diagnose yourself if you […]

THE COST OF CANCER

Every year countries throughout the world dedicate the month of October to raising awareness around Breast Cancer. Cancer has increased exponentially and is, in many cases, treatable – at a cost; making cancer a life, health and personal finance issue. There are very few families in South Africa that have not had one or more […]