There is no formula for instant wealth – but for some, it can become a reality overnight and, if not managed correctly, this dream can easily turn into a nightmare. If you happen to inherit an astronomical sum, receive a massive bonus, or fortuitously sell a property for a lot more than you paid for […]

The school holidays are coming and it’s easy to feel overwhelmed with so many things to remember to do before you go away. But here are five quick and easy pointers that will make your holiday as carefree as possible – and even save you money in the long run – so that you can […]

It’s that time of year again in the southern hemisphere. The days are shorter, the nights are long and cold; dressing gowns and woolly jumpers have replaced sunblock and shorts. Another thing that is common in winter is the flu, so this article published on MoneyWeb seemed particularly apt for the season. According to the […]

Whatever you do, don’t forget Father’s Day, which is coming up in South Africa on Sunday, 18th June. After all that our dads have done for us, the least we can do is show them how much we care. And if your father is like many other fathers – in that he loves to save […]

Creating wealth is a long-term process that requires patience, resilience and a strong strategy that can weather the global investment storm that has been raging in recent times. As you embark, or continue, upon your journey to financial independence, it is important to wholly understand the investment landscape, or have an advisor you trust, in […]

When it comes to investments, it’s important to stay focused on the bigger picture – even though the effect of recent political events in South Africa may have you itching to move your investments out of the market and into cash. The instinct to do this arises from the fact that cash investments are readily […]

It’s never too early to start planning for your retirement, and help is at hand if saving for the future ever feels confusing or overwhelming. The key is to think like a wilderness explorer and always be prepared! Be open to what could happen in your autumn years. For example, if you live to the […]

In the aftermath of South Africa’s downgrade to junk status by two major ratings agencies, it is feared that the country will begin a self-reinforcing downward spiral. Until the end of 2016, Azar Jammine, the director and chief economist of Econometrix, felt that the nation was experiencing a “slow erosion, not a huge slump.” However, […]

A death is often a traumatic enough event, without the added burden of dealing with estate matters. Unfortunately, many people underestimate the costs related to death, especially the smaller fees that quickly add up. Consequently, loved ones sometimes find themselves in situations where they have to sell valuable assets in order to settle the outstanding […]

Positive steps to regulate and improve the conduct and professionalism of the financial planning industry have been made over the past months and are now coming to a point where it will impact our clients. These steps have been called the Retail Distribution Review (RDR). On the surface, RDR is looking to turn the commission-based […]