As our finances ebb and flow, we will sometimes face a festive season where we have to think out of the box for holiday gifts. Gifts are a wonderful way to let our loved ones know how much we appreciate and value them, but they can be expensive and out of reach if we don’t […]
Category Archives: Blog
Savvy celebration tips when times are tight
Tough years lead to leaner budgets and lighter wallets. But it’s important to celebrate and the festive season is traditionally a time to enjoy and celebrate friends and family. Families and businesses host and cater for large groups of people, and the costs can add up quickly. Enjoying the holiday season during tough economic times […]
Taking stock and talking stocks
Anyone with a mediocre knowledge of investing will be familiar with the term “stock”. But few people are aware that there are common stocks and preferred stocks. And they’re fundamentally different. Stocks have been traded for over 400 years – the first common stocks were made available in 1602 through the Dutch East India Company. […]
Three ways to survive a bear market
What do you do when a bear attacks? For many of us, we don’t live near any bears, so we’re likely to be unprepared. When it comes to a bear market, the situation is not too different. No one can predict a bear market, and for some it’s not even easy to recognise when a […]
Planning reduces anxiety
We don’t plan because we fear the future. We plan because we realize we can enjoy today more by reducing the anxiety of tomorrow. Most people accept that planning offers us a detailed proposal for doing or achieving something. When we plan, we map out the possible steps of our ideal life journey before taking […]
One of the worst things to plan for…
In Western culture we have become very detached from the cycle of life and death. Only those who work in specific industries will be accustomed to the fragility of life, but for most of us it’s something that will happen in the unforeseen future, so we try not to engage with it too often. The […]
What lockdown taught us about wills
When lockdown happened, it happened fast. For some, there were only a few days to prepare for an indeterminate time of severe restrictions. For others, they had more to do and less time in which to do it. Travellers were stuck abroad in foreign countries and had to follow equally foreign regulations. At times like […]
Anxiety and our money
Most of us would gladly jump at the opportunity to have more money. Very few people are likely to say that they would prefer to have less money… One reason for this is that we can see how our future life and our current financial status are linked. And this leads to anxiety when thinking […]
Let food be thy medicine
…and medicine be thy food. Hippocrates adopted this philosophy around 2400 years ago! Before fad diets and modern medicine, he recognised that food has the ability to keep us strong and healthy – both physically and mentally. A nutritious diet is fundamental to maintaining good health and well-being. Just remember that eating healthy isn’t just […]
The next best thing for investors…
Ray Dalio is an American billionaire hedge fund manager and philanthropist who has served as co-chief investment officer of Bridgewater Associates since 1985. As a thought leader and industry pioneer, he also founded the world’s largest hedge fund and firmly advocates that “diversification is a wonderful, mechanical, good way to reduce risk without reducing expected […]
