Everything we know, believe, and feel is based on our internal thoughts. Positive thinking gives us extraordinary power over our thinking and ourselves (Strycharczyk & Clough, 2015). Some people are exceptional; they always seem to remain positive regardless of what lemons are tossed their way. You know the type, the every-cloud-has-a-silver-lining, glass-half-full, things-will-get-better type of […]
Category Archives: Blog
Ready and Willing
Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a key role in our planning. However, engaging in this process can be clumsy, confusing, and a little hairy, and as Ricky Gervais once said, where […]
Messy, not perfect
It’s hard not to become fixated on getting things perfect. It may not be in all areas of our lives, but for almost all of us, we have skills, relationships and responsibilities where we want to show up as perfect. As Dave and Hester Vaughan (yourjourneyforlife.com) often say, “Messy, not perfect!” This is a great […]
Cruise through a cost-of-living crisis
No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that our future self will have enough money to pay for the decisions we make today. Sometimes this turns out to be accurate, but sometimes it […]
The importance of boundaries
Every day we make decisions to live a life of our choosing. But yet, when asked about what our ideal life could look like, it’s often quite different from the one we’re living right now. Our decisions link our current life to the life we’d like. With every decision, we’re either establishing a new boundary, […]
From bags to riches
We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area. According to Investopedia, an investment involves putting capital to use today to increase its value over time. An investment requires putting capital to work, in the form of time, money, effort, etc., in hopes […]
Want to avoid a lapsed policy?
When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance payments. Whether the risk policies are for health care, income protection or the protection of assets, seeing them come off your account can be painful. As a result, many of us cut these policies […]
When you think you can’t
Stress can be an incredibly powerful motivator. Most of the time, we see it as a negative, but that’s because our days are generally overwhelmed with stress. And, our coping skills have evolved to help us survive in environments very different (Cosmides & Tooby, 2013). Our mind protects us from harm and further stress by […]
What’s happening in the markets?… is not always the best question
Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful to relay all that information to you and have you make decisions about it. We can’t control the markets, but we can control our conversations about money. That’s why it’s not always […]
It’s okay to listen and learn
Over the last two decades, we’ve been introduced, seduced and held captive by the overwhelming presence of digital communication. From the days when we promised ourselves we would ‘never get emails on our Blackberry’ to an age where we can DM, post, comment, react, share, support, subscribe, pin, tweet, self-publish, sync, stream, webcast, update, upload […]
